national nutrition month

National Nutrition Month

March is National Nutrition Month! National Nutrition Month® is an annual nutrition education and information campaign created by the Academy of Nutrition and Dietetics. The campaign, celebrated each year during the month of March, focuses on the importance of making informed food choices and developing sound eating and physical activity…
hospital indemnity insurance

What You Need To Know About Hospital Indemnity Insurance

Hospital Indemnity Insurance: What You Need to Know A lengthy hospital stay can lead to unexpected medical expenses, even with comprehensive medical insurance. Hospital indemnity insurance supplements your existing health insurance coverage by helping pay expenses for hospital stays.   Supplemental insurance policies, like hospital indemnity, are designed to fit…
long term disability insurance

Do I Need Long-term Disability Insurance?

The Need for Long-term Disability Insurance Could you maintain your current lifestyle if you lost your ability to work and earn income? Long-term disability (LTD) insurance provides financial protection for people who can no longer provide for their families due to illness or injury.   The reality is 7 in 10…

How To Save Money on Health Insurance

Save Money on Health Insurance Costs Healthcare costs are one of the leading causes of bankruptcy in the United States. A large part of this is attributed to the difficulty people have choosing the most financially beneficial insurance plan for their needs. Read below to find out how you can…
lower out of pocket costs

7 Ways to Help Lower Out-of-Pocket Costs

Knowing how health insurance works and what costs you might incur for medical services may help lower out-of-pocket costs. Your health insurance plan is critical when it comes to keeping your health care costs low.  When shopping for an affordable health insurance plan, it’s important to know what makes a…
high prescription drug costs

Get Help With High Prescription Drug Costs

Get Help Paying for High Prescription Drug Costs If you have high prescription drug costs, you need an independent insurance agent, like me, who can help you determine the best program to lower your prescription costs.  I offer a thorough analysis to help you decide which plan will cover your…

Catastrophic Health Insurance

Is catastrophic health insurance right for me? A catastrophic plan may be right for you if you:  Want lower premiums or can’t afford more expensive coverage.  Are generally healthy and rarely see the doctor.  Don’t mind having high out-of-pocket costs. In this blog, we break down catastrophic insurance to help…
heart health

5 Interesting Facts About Heart Health

5 Interesting Facts About Heart Health: The Shocking Truth Your heart is crucial to your survival and affects every part of your body. Diet, lifestyle and emotional well-being all play an important role in your heart health. Find out the shocking truth about cardiovascular disease in this blog, starting with…
medicare cardiovascular disease screening

Medicare Coverage and Cardiovascular Screenings

Medicare Coverage and Cardiovascular Disease Screenings February is American Heart Month! Did you know heart disease is the leading cause of death for men and women? Medicare offers preventive services like cardiovascular disease screening tests.  Give your heart some love by taking extra precautions to prevent heart disease. Easily find…
maximum out of pocket

Maximum Out-of-Pocket Health Plan Limits for 2022

ACA Maximum Out-of-Pocket Limit for 2022 A plan’s out-of-pocket maximum (also called maximum out-of-pocket or MOOP) is the total amount that the patient would have to pay in a given year for in-network treatment classified as essential health benefits. For 2022 Marketplace health coverage, the maximum out-of-pocket limit is $8,700…