why having health insurance is important

Why Health Insurance is Important

Why Having Health Insurance is Important Having health insurance is important because, let’s face it, most people need medical care at some point. Even if you are in good health, you never know when you might have an accident or get sick.  With health insurance, you can go to the…
open enrollment for health insurance 2022

Open Enrollment for 2022 Health Coverage

Open Enrollment for 2022 health coverage has started. For 2022 coverage, the Open Enrollment period began November 1, 2021, and closes at the end of the day on January 15, 2022. If you plan to sign up, be sure to complete your application and select your plan before Open Enrollment…
marketplace health insurance open enrollment 2022

Health Insurance Marketplace 2022 Open Enrollment

Marketplace Open Enrollment for 2022 health insurance coverage will run from November 1, 2021, through January 15, 2022.  During this time, consumers can review and compare plan options and find out if they are eligible for financial assistance, which can help pay monthly premiums and reduce out-of-pocket costs when receiving…
when to sign up for medicare

Medicare: When to Sign Up

When to Sign Up for Medicare To get the most out of your Medicare and avoid late enrollment penalties, you need to know when to sign up for Medicare or join a Medicare plan.  Speak with a licensed independent Medicare enrollment agent today (912) 660-5236. Knowing When to Sign Up For…
medicare fall open enrollment

Medicare Fall Open Enrollment is Fast Approaching

Medicare’s fall open enrollment period starts Oct. 15 and runs through Dec. 7. Medicare fall open enrollment, which starts Oct. 15 and runs through Dec. 7, is when you can make changes that take effect Jan. 1.  While you aren’t required to do anything, you can join, switch or leave…
medicare annual election period

Medicare Annual Election Period

Medicare Open Enrollment for 2022 Medicare open enrollment – also known as Medicare’s annual election period – runs from October 15 – December 7. During this annual window, you can enroll in Medicare health and drug plans.  New to Medicare? Call (912) 660-5236 to speak with a licensed independent insurance…
legalshield identity theft protection

LegalShield: Identity Protection

Protect yourself and your family with identity theft protection through LegalShield. Clients often ask me why I offer identity theft protection through LegalShield when they sign up for insurance. The fact of the matter is life happens. Identity theft happens.  According to AARP, reports of identity theft in the U.S.…
term life whole life insurance

Term Versus Whole Life Insurance

Should I buy term or whole life insurance? Well, let’s start with the differences between term life versus whole life insurance. Term life insurance covers you for a specified amount of time at a smaller price and is a much simpler type of coverage. Whereas whole life insurance is lifelong…
Medigap (supplement policy)

What is Medigap?

Medigap is a supplement policy designed to fill Medicare Part A and Part B coverage gaps. Original Medicare is a fee-for-service health plan made up of two parts:  Part A (Hospital Insurance) and Part B (Medical Insurance).  A supplement policy (Medigap) eliminates or decreases out-of-pocket fees for inpatient and outpatient…
life insurance awareness month

September is Life Insurance Awareness Month

September is Life insurance Awareness Month! Use this month to discuss the importance of life insurance with loved ones and find yourself a policy. Protect Your Loved Ones With Life Insurance The pandemic showed us the importance of protecting ourselves and our families from the unexpected. Life insurance is a…