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benefits of a health savings account

7 Benefits of a Health Savings Account

By Robert0 CommentsHealth Insurance
A Health Savings Account (HSA) is a tax-advantaged savings account that allows individuals with high-deductible health plans to save money specifically for medical expenses. HSAs offer several benefits to account holders. Here are seven key advantages of having a Health Savings Account: Tax advantages: Contributions made to an HSA are…
Health Insurance Options for Self-Employed Individuals

Health Insurance Options for Self-Employed Individuals

By Robert0 CommentsHealth Insurance
If you work for a company, chances are you have health insurance benefits offered to you. What happens, though, if you are self-employed? There are health insurance options for self-employed individuals. Read on to learn more.  This blog post will teach you more about your options to ensure proper health…
Hospital indemnity insurance

Hospital Indemnity Insurance Explained

By Robert0 CommentsHome Insurance
Hospital indemnity insurance, or hospital confinement insurance or hospital cash plans, is supplemental health insurance that provides a fixed cash benefit if you are hospitalized due to an illness or injury.  It is designed to help cover the out-of-pocket expenses associated with a hospital stay that your primary health insurance…
mortgage protection insurance

What is Mortgage Protection Insurance and Do I Need It?

By Robert0 CommentsHome Insurance
Our home is one of the most significant investments we make in our lives, which is why mortgage protection insurance may be something you want to consider.  What is Mortgage Protection Insurance  Mortgage protection insurance is a type of insurance policy that pays off the borrower’s mortgage in the event…
Benefits of a Flexible Spending Account

Benefits of a Flexible Spending Account

By Robert0 CommentsHealth Insurance
A Flexible Spending Account (FSA) is an employer-sponsored benefit plan that allows employees to set aside pre-tax dollars from their paychecks to pay for certain eligible expenses. Before deciding if one is right for you, let’s look at the benefits of a Flexible Spending Account.  An FSA aims to help…
Hospice Care: What Medicare Covers

Hospice Care: What Medicare Covers

By Robert0 CommentsMedicare
If you or someone you know is preparing for hospice care, it’s essential to understand what Medicare covers. It’s available for eligible beneficiaries with terminal illnesses with a life expectancy of six months or less.  Hospice is a specialized type of healthcare that focuses on improving the quality of life…
end-of-life expenses

End-Of-Life Expenses and How to Prepare for Them

By Robert0 CommentsGeneral
End-of-life expenses refer to the costs that arise when an individual passes away. These expenses can include funeral expenses, burial or cremation costs, and other related costs such as probate fees, estate taxes, and legal fees. Funeral expenses can include the cost of the funeral service, the casket or urn,…
average funeral costs

Average Funeral Costs: Are you Prepared?

By Robert0 CommentsGeneral
As we move through the stages of life, many people ensure they are financially prepared for significant life events such as college, marriage, and retirement. However, some find it difficult to consider the average funeral costs and ways to prepare for the financial aspect of how much it costs for…
Women and Life Insurance

Women and Life Insurance: 6 Things You Need to Know

By Robert0 CommentsLife Insurance
If you’re a woman and don’t have life insurance, start thinking about it. According to a 2021 Insurance Barometer Study conducted by Life Happens and LIMRA, only 47% of women have life insurance coverage, compared to 58% of men. It’s time to close the gap and for women to realize…