high prescription drug costs

Get Help With High Prescription Drug Costs

Get Help Paying for High Prescription Drug Costs

If you have high prescription drug costs, you need an independent insurance agent, like me, who can help you determine the best program to lower your prescription costs

I offer a thorough analysis to help you decide which plan will cover your prescription medications more cost-effectively. I also have access to pharmaceutical savings programs, drug advocacy programs, and more cost-effective online pharmacy programs.

Explore which program is best for you, or call (912) 660-5236 for help today!


Avoid High Prescription Drug Costs

The best way to avoid unexpected high prescription drug costs is to know what you’re buying when shopping for coverage. When you work with me, I will assist you with finding the best program to save you the most on your prescription drugs. 

Here are a few tips to keep in mind:

  • Check the formulary (preferred drug list): make sure any prescription drugs you currently take are covered before enrolling. Otherwise, your plan may not cover your medications, and your out-of-pocket costs could be higher.
  • Understand your plan’s coverage rules: pay special attention to whether your prescriptions will be covered with a simple co-pay or whether you’ll need to fulfill your annual deductible first. Find out if any new plan you’re considering utilizes drug tiers and how much you’d pay for drugs in each category.
  • Shop around: different plans cover the same medications at different costs. Since you’re taking the same medications regardless of who your insurer is, it’s worth it to shop and compare prices. Our plan finder tool makes it easy to find health plans that cover your specific medications. To start browsing individual and family plans right now, simply enter your zip code into the plan finder tool to get started.

High Prescription Medicare Drug Costs

High prescription drug costs aren’t uncommon for Americans on Medicare who need expensive medications. Understanding how your drugs are covered can help lower your costs. 

Here are some things to consider if you’re paying high prescription drug costs on Medicare:

  • Medicare Advantage is an all-in-one alternative to Original Medicare, offered by private insurers, and usually includes Part D drug coverage.
  • Get a Medigap plan: If you take drugs that you don’t administer yourself (those you get at a doctor’s office or an infusion center), they’ll be covered by Medicare Part B. If you have Original Medicare, you can pick up Medicare Supplement Insurance (Medigap) that will help with Part B coinsurance and copayments.
  • Compare with Medicare Advantage plans: While Part B under Original Medicare has no out-of-pocket cap, Medicare Advantage plans are required by law to limit how much you can spend in a year. Consider whether Medicare Advantage would lower your drug costs.

Get Personalized Help From a Licensed Insurance Agent

Understanding your prescription drug coverage options can be overwhelming. I specialize in helping people lower their prescription drug costs—and it doesn’t cost anything extra. I can save you money and reduce your high prescription drug costs by matching you with a plan that truly meets your needs.

Contact my office today to see if you qualify for a prescription drug plan that can help lower your costs.