marketplace health insurance open enrollment 2022

Health Insurance Marketplace 2022 Open Enrollment

Marketplace Open Enrollment for 2022 health insurance coverage will run from November 1, 2021, through January 15, 2022. 

During this time, consumers can review and compare plan options and find out if they are eligible for financial assistance, which can help pay monthly premiums and reduce out-of-pocket costs when receiving services.

Consumers who enroll in Health Insurance Marketplace by midnight December 15 can get full-year coverage that starts January 1.

Everything You Need to Know About the Annual Open Enrollment Period

The American Rescue Plan (ARP) expanded the availability of financial assistance for coverage through the Marketplace, making financial aid available to more consumers and at greater levels. These benefits continue from 2021 into 2022 and are available to eligible new consumers and consumers returning to the Marketplace to shop for 2022.

As a result of the ARP, four in five consumers will be able to find health care coverage for $10 or less per month.

Individuals cannot be turned down for ACA-compliant health insurance during an open enrollment period because of their health status.

What happens if I don’t enroll in a plan during Open Enrollment?

If you don’t enroll in an ACA-compliant Health Insurance Marketplace plan by the end of Open Enrollment (January 15), your buying options will be limited until the next Open Enrollment starts in the fall of 2022.

Outside Open Enrollment, you can enroll in or change a Marketplace plan if you have a life event that qualifies you for a Special Enrollment Period (SEP).

Some qualifying life events that will qualify you for a SEP are loss of coverage through an employer, loss of coverage through a covered employee, and major family changes.

Let Me Help You Find An Affordable Health Plan

It’s important to choose the right plan for you and your family because you can never predict the future on what ailments may strike you. I know what plans are available to you and will help guide you through which coverage is best.

I am licensed in Georgia, South Carolina, Florida, Pennsylvania, and Alabama. Contact me today for a free quote and consultation.