Retirement

benefits of a health savings account

7 Benefits of a Health Savings Account

By Robert0 CommentsHealth Insurance
A Health Savings Account (HSA) is a tax-advantaged savings account that allows individuals with high-deductible health plans to save money specifically for medical expenses. HSAs offer several benefits to account holders. Here are seven key advantages of having a Health Savings Account: Tax advantages: Contributions made to an HSA are…
end-of-life expenses

End-Of-Life Expenses and How to Prepare for Them

By Robert0 CommentsGeneral
End-of-life expenses refer to the costs that arise when an individual passes away. These expenses can include funeral expenses, burial or cremation costs, and other related costs such as probate fees, estate taxes, and legal fees. Funeral expenses can include the cost of the funeral service, the casket or urn,…
annuity a good option

Is An Annuity a Good Option for You?

By Robert0 CommentsGeneral
In a world where people are living longer, often that means planning for a longer retirement. As an insurance agent, I get asked, “Is an annuity a good option for me?”  There is no clear-cut answer to that question. There are a lot of options when it comes to annuities.…
5 things about annuities

5 Things You Need to Know About Annuities

By Robert0 CommentsRetirement
Annuities: 5 Things You Should Know Annuities come in many varieties—deferred, immediate, variable, fixed, and fixed-index. Income annuities provide guaranteed lifetime income, either now or in the future, while other types of annuities help defer taxes or provide protection from stock market losses.  Today, with pension plans becoming less common,…