Hospital Indemnity Insurance: What You Need to Know A lengthy hospital stay can lead to unexpected medical expenses, even with comprehensive medical insurance. Hospital indemnity insurance supplements your existing health insurance coverage by helping pay expenses for hospital stays.   Supplemental insurance policies, like hospital indemnity, are designed to fit…

The Need for Long-term Disability Insurance Could you maintain your current lifestyle if you lost your ability to work and earn income? Long-term disability (LTD) insurance provides financial protection for people who can no longer provide for their families due to illness or injury.   The reality is 7 in 10…

Save Money on Health Insurance Costs Healthcare costs are one of the leading causes of bankruptcy in the United States. A large part of this is attributed to the difficulty people have choosing the most financially beneficial insurance plan for their needs. Read below to find out how you can…

Knowing how health insurance works and what costs you might incur for medical services may help lower out-of-pocket costs. Your health insurance plan is critical when it comes to keeping your health care costs low.  When shopping for an affordable health insurance plan, it’s important to know what makes a…

Is catastrophic health insurance right for me? A catastrophic plan may be right for you if you:  Want lower premiums or can’t afford more expensive coverage.  Are generally healthy and rarely see the doctor.  Don’t mind having high out-of-pocket costs. In this blog, we break down catastrophic insurance to help…

5 Interesting Facts About Heart Health: The Shocking Truth Your heart is crucial to your survival and affects every part of your body. Diet, lifestyle and emotional well-being all play an important role in your heart health. Find out the shocking truth about cardiovascular disease in this blog, starting with…

ACA Maximum Out-of-Pocket Limit for 2022 A plan’s out-of-pocket maximum (also called maximum out-of-pocket or MOOP) is the total amount that the patient would have to pay in a given year for in-network treatment classified as essential health benefits. For 2022 Marketplace health coverage, the maximum out-of-pocket limit is $8,700…

Is cancer insurance worth the money? Let’s take a look at some of the benefits. Almost everyone has someone in their life who has been affected by cancer. Yet, you may be wondering if cancer insurance is worth the cost. Treating cancer can be one of the most expensive medical…